Travel insurance is a financial protection product designed to cover unexpected risks and costs during your trip, such as medical expenses, flight cancellations, or lost baggage.
It depends on your destination. For most domestic or visa-free travel, it is optional. However, certain countries or regions (such as the Schengen Area in Europe) require travelers to have active travel insurance as a condition for visa approval.
Ideally, you should purchase it as soon as you book your flight or accommodation (before departure). Buying early ensures you are covered in case you need to cancel your trip unexpectedly before your departure date.
